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Are you an associate looking to start up a new dental business or an established practice wanting to upgrade your equipment? Do you need a loan to pay your tax bill? Our finance experts can provide tailor-made, flexible funding solutions to suit your dental business.
Grow your dental practice with flexible finance products
Our dedicated team have been providing a range of asset finance and loan products tailored to dental professionals for over 30 years. Braemar Finance take the time to understand your practice, whether you’re a private or mixed practice, or offer general dentistry, orthodontics, cosmetic dentistry or oral surgery, ensuring we develop a finance solution that meets your needs.
We offer short and long-term lending options, and our team of in-house underwriters provide quick decisions. The team also have experience of working directly with multiple suppliers on your behalf, allowing you to concentrate on your day-to-day business.
We can fund:
Owning a dental practice is both rewarding and challenging
Whether you are a first-time buyer or expanding your portfolio, we can offer finance options to suit you.
Our business and practice Loans can be used for various purposes, including buying into or starting up a new dental business. Plus, with our low start facility, we can tailor repayments based on expected income levels, allowing you the time to build up cash flow.
We offer finance for vehicles
Dentists might need finance for vehicles for several reasons including commuting, transporting equipment, and maintaining a professional image. Financing a vehicle may also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense.
In today’s competitive landscape driven by customer demand, having the right equipment is essential for your dental practice
But what if you lack the upfront capital? The go-to finance option is Hire Purchase because it means you can pay over a period that suits you. You also qualify for tax benefits and own the equipment outright once payments are complete.
Is your dental practice in need of a makeover?
We know refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.
Tax bills can weigh heavily on dental practices
We offer Tax Loans to help manage cash flow effectively. The monthly repayments can be tailored to suit your individual circumstances.
Dentists may need finance for various personal reasons
We offer funding for further education and training to ensure you stay updated with the latest dental practices and techniques.
Our Personal Loans can also be used to fund home improvements, weddings or school fees – in fact, for virtually any non-business purpose.
Starting a new dental practice Whether you are a first-time buyer or expanding your portfolio, we can offer finance options to suit you.
Our business and practice Loans can be used for various purposes, including buying into or starting up a new dental business. Plus, with our low start facility, we can tailor repayments based on expected income levels, allowing you the time to build up cash flow.
Vehicles Dentists might need finance for vehicles for several reasons including commuting, transporting equipment, and maintaining a professional image. Financing a vehicle may also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense.
Dental equipment But what if you lack the upfront capital? The go-to finance option is Hire Purchase because it means you can pay over a period that suits you. You also qualify for tax benefits and own the equipment outright once payments are complete.
Refurbishment and improvements We know refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.
Tax liabilities We offer Tax Loans to help manage cash flow effectively. The monthly repayments can be tailored to suit your individual circumstances.
Personal finances We offer funding for further education and training to ensure you stay updated with the latest dental practices and techniques.
Our Personal Loans can also be used to fund home improvements, weddings or school fees – in fact, for virtually any non-business purpose.
Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.
Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.
If you miss or expect to miss a repayment under your business/personal/tax loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:
- Cancel our agreement with you and require you to repay the full amount of the loan immediately
- Disclose information about your loan to the credit reference agencies
- Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
- Take enforcement action against you to recover any amounts you still owe if necessary
- Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
We have a deep understanding of the dental profession
Each year, we carry out independent research that analyses current trends in the dental sector and gathers insights from practice owners on various topics, including their investment outlook, and anticipated business performance. This research helps shape our approach and ensures we remain up to date on the opportunities and challenges our customers face as they look to grow their dental businesses.
All figures, unless otherwise stated, are from a Censuswide survey conducted in January 2024. The survey canvassed the opinion of over 1,200 senior members of the Professions across the UK on a range of issues affecting their businesses.
Source: *Braemar Finance SME Data Hub
Dental news and insights
Building a Specialist Dental Practice: A Journey with Braemar Finance
CASE STUDIES26 Jan 2026
Dental Q&A with Earl Kirosingh
BLOG27 Feb 2025
Thinking of starting a new dental practice?
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25 things we learnt from our Business Barometer
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Dental practice secures critical business assets with tailor-made finance
CASE STUDIES11 Jun 2024
Acquisition funding secures bright future for Irish Dental practice
CASE STUDIES25 Mar 2024
What our customers say
As a relationship-driven business, we value the opinions of our customers to help improve our service and their experience of working with us.
The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
Great service and communication
Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
BDIA Affiliate Member
As an affiliate member of BDIA we benefit from exclusive access to statistics, research and surveys commissioned by the BDIA.
They retain the expertise of external consultants to provide advice to members on technical, standards and regulatory issues.
