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Our finance experts are here to help, whether you need new equipment, wish to renovate your premises, or aim to maintain your cash flow. We offer tailored, flexible funding solutions designed for both independent funeral directors as well as corporate businesses.
Grow your practice with flexible finance products
For more than 30 years, our committed team of finance experts have been offering a range of asset finance and loan products for funeral directors. Braemar Finance spend time getting to know your business, so we can create a funding solution that fits your requirements.
We provide both short and long-term lending options, with our in-house underwriters delivering prompt decisions. Additionally, our team has experience working directly with various suppliers on your behalf, allowing you to focus on the day-to-day business.
We can fund:
Running a business brings both rewards and challenges.
Whether you're new to ownership or growing your portfolio, our Business Loans can help you buy into or start a business. Plus, our low start facility aligns repayments with your anticipated income, giving you time to improve cash flow.
In today’s competitive landscape, having the right equipment is essential for your funeral business
But what if you lack the upfront capital? Hire Purchase is the ideal finance option, allowing you to pay over a period that suits you. Plus, you may qualify for tax benefits and will own the equipment outright once payments are complete.
Personal Loans can be used for a variety of purposes
As a business owner, you may need finance for various personal reasons – whether it's to fund further education and training, make home improvements, or even cover wedding and school fees.
Our Personal Loans can be used for virtually any non-business purpose, providing you with the flexibility you need.
We provide funding specifically for funeral cars
Whether you need a hearse, limousine, or any other vehicle, we can finance it for you. Financing a vehicle could also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense.
Does your funeral business need a fresh look?
Our finance products provide the funds you need for improvements, allowing you to repay over time and ease the financial strain on your business.
Tax bills can place a significant burden on funeral businesses
That's why we offer Tax Loans to help manage cash flow effectively. These loans provide the flexibility of monthly repayments tailored to your specific needs, ensuring you can handle your tax obligations without financial strain.
Buying a business Whether you're new to ownership or growing your portfolio, our Business Loans can help you buy into or start a business. Plus, our low start facility aligns repayments with your anticipated income, giving you time to improve cash flow.
Equipment But what if you lack the upfront capital? Hire Purchase is the ideal finance option, allowing you to pay over a period that suits you. Plus, you may qualify for tax benefits and will own the equipment outright once payments are complete.
Personal finances As a business owner, you may need finance for various personal reasons – whether it's to fund further education and training, make home improvements, or even cover wedding and school fees.
Our Personal Loans can be used for virtually any non-business purpose, providing you with the flexibility you need.
Vehicles Whether you need a hearse, limousine, or any other vehicle, we can finance it for you. Financing a vehicle could also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense.
Refurbishments and improvements Our finance products provide the funds you need for improvements, allowing you to repay over time and ease the financial strain on your business.
Tax funding That's why we offer Tax Loans to help manage cash flow effectively. These loans provide the flexibility of monthly repayments tailored to your specific needs, ensuring you can handle your tax obligations without financial strain.
Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.
Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.
If you miss or expect to miss a repayment under your business/personal/tax loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:
- Cancel our agreement with you and require you to repay the full amount of the loan immediately
- Disclose information about your loan to the credit reference agencies
- Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
- Take enforcement action against you to recover any amounts you still owe if necessary
- Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
We have a deep understanding of the Funeral profession
Every year, we conduct independent research on current trends in the funeral sector, gathering insights from business owners about a range of topics including their investment outlook and expected performance. This keeps us informed about opportunities and challenges our customers face in growing their businesses.
Unless noted otherwise, the data comes from a Censuswide survey in January 2024 of over 1,200 senior UK professionals.
Source: *Braemar Finance SME Data Hub
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What our customers say
Being a business focused on relationships, we highly value our customers' feedback to enhance our service and their experience with us.
The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
Great service and communication
Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
