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If you need new equipment, want to refurbish your premises, or just aim to maintain your cash flow, our finance experts offer tailor-made and flexible funding options designed to meet the needs of your care, residential or nursing home.
Grow your business with flexible finance products
For over 30 years, our dedicated team has been offering a range of asset finance and loan products specifically designed for care, residential, and nursing homes. Braemar Finance invest the necessary time to understand your business thoroughly, ensuring that we tailor a finance solution suited to your requirements.
We provide both short-term and long-term lending options, with our in-house underwriters making quick decisions. Additionally, our team brings experience of working with various suppliers on your behalf, allowing you to focus on the day-to-day business.
We can fund:
In the current competitive market, possessing the right equipment is crucial for your care, residential, or nursing home.
If you don't have the upfront funds, Hire Purchase is a great financing option, allowing you to spread payments over time. Plus, you can get potential tax benefits and own the equipment fully once you've paid off the remaining balance of your Hire Purchase agreement.
Is your care home in need of a makeover?
We understand that care home refurbishments can be expensive, but a lack of capital shouldn't hold you back. Our finance products are designed to help you borrow the funds you need for improvements and repay them over time, making it easier to enhance your facilities without financial strain.
We provide vehicle finance to care, residential and nursing homes
We can fund vehicles whether it be for resident transport vehicles, specialised mobility vehicles, or personal vehicles.
Financing a vehicle can offer tax advantages, as both vehicle and maintenance costs can be deducted as business expenses.
Personal Loans can be used for a variety of purposes
As a business owner you might need finance for personal reasons such as funding education, improving your own home, or covering weddings and school fees.
Our Personal Loans can be used for almost any non-business purpose.
Owning a care home presents both rewarding and challenging aspects
Whether you're buying a care home for the first time or looking to expand your portfolio, our Business Loans can be utilised for various needs. Additionally, with our low start facility, we can tailor loan repayments based on anticipated income levels, giving you time to establish cash flow.
Tax liabilities can be a significant burden for care, residential or nursing home businesses
We provide Tax Loans to assist in managing cash flow efficiently, offering monthly repayment options that can be customised to fit your specific needs.
Equipment If you don't have the upfront funds, Hire Purchase is a great financing option, allowing you to spread payments over time. Plus, you can get potential tax benefits and own the equipment fully once you've paid off the remaining balance of your Hire Purchase agreement.
Refurbishments and improvements We understand that care home refurbishments can be expensive, but a lack of capital shouldn't hold you back. Our finance products are designed to help you borrow the funds you need for improvements and repay them over time, making it easier to enhance your facilities without financial strain.
Vehicles We can fund vehicles whether it be for resident transport vehicles, specialised mobility vehicles, or personal vehicles.
Financing a vehicle can offer tax advantages, as both vehicle and maintenance costs can be deducted as business expenses.
Personal finances As a business owner you might need finance for personal reasons such as funding education, improving your own home, or covering weddings and school fees.
Our Personal Loans can be used for almost any non-business purpose.
Buying a business Whether you're buying a care home for the first time or looking to expand your portfolio, our Business Loans can be utilised for various needs. Additionally, with our low start facility, we can tailor loan repayments based on anticipated income levels, giving you time to establish cash flow.
Tax funding We provide Tax Loans to assist in managing cash flow efficiently, offering monthly repayment options that can be customised to fit your specific needs.
Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.
Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.
If you miss or expect to miss a repayment under your business/personal/tax loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:
- Cancel our agreement with you and require you to repay the full amount of the loan immediately
- Disclose information about your loan to the credit reference agencies
- Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
- Take enforcement action against you to recover any amounts you still owe if necessary
- Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
We have a deep understanding of the Care sector
Every year, we conduct independent research on current trends in the care sector and collect insights from business owners on a range of topics from their investment outlook to expected business performance. This research informs our strategy, keeping us aware of the opportunities and challenges faced by our customers as they grow their businesses.
Unless noted otherwise, all figures are from a Censuswide survey in January 2024, which gathered opinions from over 1,200 senior UK professionals on various business issues.
Source: *Braemar Finance SME Data Hub
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What our customers say
Being a business centered around relationships, we highly regard our customers' feedback to enhance our service and their interactions with us.
The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
Great service and communication
Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
