- Find your professionBack
Find your professionOur tailor-made finance solutions are designed to help facilitate the growth and development of your business.Select your profession
- Finance productsBack
Finance productsOur loan and finance products are designed to make any purchase as easy as possible for both individuals and businesses.See overview
Whether you are looking to acquire a new practice, revamp your shop fittings or purchase additional dispensing units, we offer flexible funding solutions to suit your pharmacy needs.
Pharmacy finance designed to help your business succeed
Braemar Finance provide pharmacy loans that are designed to assist with the growth and development of your business. You may need assistance with the acquisition or relocation of a practice, a shop fitting revamp, or additional dispensing units.
Perhaps you need funding for a consultation area or simply a loan to assist with your tax bill.
We can fund:
Owning a pharmacy comes with both rewards and challenges
Whether you're a new buyer or looking to grow your portfolio, we provide tailor-made financial solutions.
Our Business Loans can help with multiple needs, including starting or purchasing a new business. Additionally, our low start facility allows us to adjust repayments according to projected income, giving you the time needed to establish cash flow.
In today's competitive landscape, having the right equipment is essential for your pharmacy
But what if you don't have the upfront capital? Hire Purchase is the perfect finance option, allowing you to spread the cost over a period that suits your needs. Plus, you may benefit from tax advantages and will own the equipment outright once all payments are complete.
Does your pharmacy need a renovation?
Perhaps you’re looking to fund a new consultation room. We know upgrades can be expensive. Our financing options let you borrow the funds for improvements and repay them gradually.
Tax bills can weigh heavily on businesses
That’s why we offer Tax Loans to help manage cash flow effectively. These loans allow monthly repayments tailored to suit your individual circumstances.
As a pharmacy owner, you might require financing for several personal reasons
This could include funding further education, making home improvements, or covering wedding expenses and school fees. Our Personal Loans are available for almost any non-business purpose.
We can finance your vehicles, regardless of what you need them for
Whether it’s to fulfil home delivery services or personal use we can help fund vehicles for your pharmacy business.
Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.
Buying a business Whether you're a new buyer or looking to grow your portfolio, we provide tailor-made financial solutions.
Our Business Loans can help with multiple needs, including starting or purchasing a new business. Additionally, our low start facility allows us to adjust repayments according to projected income, giving you the time needed to establish cash flow.
Buying equipment But what if you don't have the upfront capital? Hire Purchase is the perfect finance option, allowing you to spread the cost over a period that suits your needs. Plus, you may benefit from tax advantages and will own the equipment outright once all payments are complete.
Refurbishments and improvements Perhaps you’re looking to fund a new consultation room. We know upgrades can be expensive. Our financing options let you borrow the funds for improvements and repay them gradually.
Tax funding That’s why we offer Tax Loans to help manage cash flow effectively. These loans allow monthly repayments tailored to suit your individual circumstances.
Personal finances This could include funding further education, making home improvements, or covering wedding expenses and school fees. Our Personal Loans are available for almost any non-business purpose.
Vehicles Whether it’s to fulfil home delivery services or personal use we can help fund vehicles for your pharmacy business.
Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.
Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.
Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.
If you miss or expect to miss a repayment under your business/personal/tax loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:
- Cancel our agreement with you and require you to repay the full amount of the loan immediately
- Disclose information about your loan to the credit reference agencies
- Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
- Take enforcement action against you to recover any amounts you still owe if necessary
- Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
We have a deep understanding of the Pharmacy profession
Every year, we conduct independent research on trends in the pharmacy sector, gathering insights from practice owners about a wide range of topics including investment and business performance. This research informs our strategy, keeping us current on customer opportunities and challenges.
All data, unless noted, come from a Censuswide survey in January 2024 of over 1,200 senior UK professionals regarding issues impacting their businesses.
Source: *Braemar Finance SME Data Hub
Related insights
Seven reasons why Pharmacists are essential
BLOG15 Aug 2024
25 things we learnt from our Business Barometer
BLOG28 Jun 2024
Meet the Expert - Linda Wickens
BLOG30 May 2024
Pharmacists cautiously optimistic about 2024
BUSINESS BAROMETER22 Feb 2024
Expert view from the Pharmacy sector
BUSINESS BAROMETER15 Jul 2023
COVID-19, Brexit and everything in-between – what Pharmacists are thinking…
BUSINESS BAROMETER24 Mar 2021
What our customers say
As a relationship-driven business, we value the opinions of our customers to help improve our service and their experience of working with us.
The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
Great service and communication
Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
