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Personal Loans

Available to use for virtually any purpose

How do Personal Loans work?


Personal Loans are unsecured and can be used for virtually any non-business purpose.


They are designed to suit your individual needs and allow you to budget with confidence because the payments are fixed throughout the term of the agreement.

Who are Personal Loans for?


Personal Loans are for individuals who need to borrow money for various expenses including home improvements, weddings and school fees.


Personal Loans provide flexibility, convenience, and financial stability, making them a popular choice for various borrowing needs.

Benefits of Personal Loans include:

  • Flexibility: Personal Loans can be used for a wide range of purposes, from debt consolidation to home renovations, giving borrowers the flexibility to address their specific financial needs
  • Quick access to funds: Funds can usually be paid quickly, sometimes within a few business days. This makes them suitable for times when you need access to cash quickly
  • Manage cash flow: Consistent monthly payments over the loan term means you can plan and budget with confidence

An example of how a Personal Loan can work for you…

Let’s say you are a dental associate who has been offered the opportunity to fulfil a long-held ambition to become a partner in a dental practice by buying a share or stake in the practice.

You approach Braemar Finance and we lend you the funds, which you pay back in fixed monthly instalments.

How to apply for a Personal Loan


Simply tell us how much you wish to borrow, the purpose of the loan and the term you prefer. No deposit is required, and the loan will be tailored to suit you with fixed payments over an agreed term.


With our in-house specialist underwriters providing quick decisions the funds will be paid by Faster Payments into your bank account within an agreed time.

Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.


If you miss or expect to miss a repayment under your personal loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may: 

  • Cancel our agreement with you and require you to repay the full amount of the loan immediately
  • Disclose information about your loan to the credit reference agencies
  • Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
  • Take enforcement action against you to recover any amounts you still owe if necessary
  • Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities

Click here to view our full product brochure.

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Personal Loans | Braemar Finance