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Our finance products are designed to help you grow and develop your veterinary business. Whether you are looking for new equipment, refurbish your practice or to fund IT solutions and vehicles, our finance experts can provide tailor-made, flexible funding solutions to suit you and your business.
Grow your practice with flexible finance products
Our dedicated team has been providing asset finance and loans tailored to veterinary professionals for over 30 years. Braemar Finance take the time to understand your practice, ensuring we develop a finance solution that meets your needs.
We offer short and long-term lending options, and our team of in-house underwriters provide quick decisions. The team also has experience of working directly with multiple suppliers on your behalf.
We can fund:
Owning a veterinary practice is rewarding yet demanding
Whether you’re new or expanding, we provide tailor-made finance solutions to help you grow.
Our business and practice loans help start or buy into a business, and our low start facility bases repayments on your anticipated income, giving you time to grow your cash flow.
As a Vet, you may need finance for various personal reasons
This could be to fund further higher education and training; to make home improvements or even paying for weddings and school fees. Our Personal Loans can be used for virtually any non-business purpose.
Tax bills can weigh heavily on businesses
That’s why we offer Tax Loans to help manage cash flow effectively. These loans allow monthly repayments tailored to suit your individual circumstances.
In a competitive environment, possessing the right equipment is crucial for a successful veterinary practice
But what if you don't have the initial capital?
A popular financing option is Hire Purchase, allowing you to spread payments over a manageable period. Additionally, you gain full ownership of the equipment once all payments are made and may benefit from tax advantages.
Does your practice need an upgrade?
We understand that renovations can be expensive, but insufficient funds shouldn’t stop you. Our financial solutions enable you to borrow the required amount for the enhancements and repay it over time.
We can finance your vehicles, regardless of what you need them for
Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.
New practices Whether you’re new or expanding, we provide tailor-made finance solutions to help you grow.
Our business and practice loans help start or buy into a business, and our low start facility bases repayments on your anticipated income, giving you time to grow your cash flow.
Personal finances This could be to fund further higher education and training; to make home improvements or even paying for weddings and school fees. Our Personal Loans can be used for virtually any non-business purpose.
Tax funding That’s why we offer Tax Loans to help manage cash flow effectively. These loans allow monthly repayments tailored to suit your individual circumstances.
Veterinary equipment But what if you don't have the initial capital?
A popular financing option is Hire Purchase, allowing you to spread payments over a manageable period. Additionally, you gain full ownership of the equipment once all payments are made and may benefit from tax advantages.
Refurbishment and improvements We understand that renovations can be expensive, but insufficient funds shouldn’t stop you. Our financial solutions enable you to borrow the required amount for the enhancements and repay it over time.
Vehicles Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.
Products and services are subject to eligibility, status, terms and conditions and availability. All lending is subject to status and our lending criteria. The right to decline any application is reserved.
Finance is secured against the asset and/or equipment. If you're unable to keep up with your payments we may repossess the asset and/or equipment.
If you miss or expect to miss a repayment under your business/personal/tax loan agreement, please get in touch with us straight away to discuss it with our team. The risks of missing a repayment under your loan agreement are that we may:
- Cancel our agreement with you and require you to repay the full amount of the loan immediately
- Disclose information about your loan to the credit reference agencies
- Set off any amounts you owe us under the agreement against any funds you hold with us in other accounts
- Take enforcement action against you to recover any amounts you still owe if necessary
- Restrict your access to any other credit facilities you have with us and require you to immediately repay those facilities
We have a deep understanding of the veterinary profession
Every year, we conduct independent research to analyse trends in the veterinary sector and gather insights from practice owners on various topics, such as their investment outlook and expected business performance. This research guides our approach and ensures that we stay informed about the opportunities and challenges our clients face while growing their businesses.
All figures, unless specified otherwise, are from a Censuswide survey conducted in January 2024. The survey gathered opinions from over 1,200 senior professionals across the UK on a variety of issues impacting their businesses.
Source: *Braemar Finance SME Data Hub
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What our customers say
As a relationship-driven business, we value the opinions of our customers to help improve our service and their experience of working with us.
The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
Great service and communication
Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
