Optical finance
We offer tailor-made tax efficient solutions from our range of optical Loans, Leasing and Hire Purchase products. Our team of specialists understand the financial challenges and opportunities in the optical sector.
Optical finance designed to help your business succeed
We provide optical finance solutions for optometrists, opticians and optical professionals designed to assist with the growth and development of your business. Ranging from the acquisition or relocation of a practice, a shop fitting revamp, new technological equipment, or simply a loan to meet your tax demand, we have a solution to help.
You can always expect a speedy response from our in-house underwriters, with the ability to deal directly with multiple suppliers on your behalf, allowing you to concentrate on your day-to-day business.
We can also provide you with a simple online Patient Finance facility, enabling you to offer your patients manageable monthly payments for their lenses, frames, sunglasses, contact lenses or specialist sportswear at a monthly cost they can afford.
FMO Member
As a member of FMO we benefit from access to a thriving network of businesses who offering innovation, insight, knowledge and training for the whole of the UK optical industry.
Typical uses for finance in the optical profession
Specialist equipment is vital to the functionality of the optical profession. We offer funding for a wide range of equipment in addition to total refurbishments.
We can finance equipment such as:
-
Fundus camera
- Autorefractor
- Tonometer
- OCT Imaging system
- Digital test charts
- Topographer
- Keratometer
- Lasers
- Combi units
- Blocking / Edging equipment
Our IT finance solutions ensure that the applicable tax advantages are taken into consideration when looking at the funding you require. All related costs can be combined under one agreement, offering easier management of your cash flow.
IT finance can be used for:
- Updating hardware / software
- New monitors, keyboards and mice
- Scanners / photocopying machines
- Tablets and iPads
- Operating licences and renewals
- IT system installation
- Training
- Maintenance
When your business needs a front office or a public practice area to accommodate your clients or patients it is often necessary to invest in renovations which incorporate designs and shopfitting to meet with the demands of your business.
Shopfitting finance can be used for:
- Bespoke units
- Consultation rooms
- Contact lens area
- Counter designs
- Display units
- Shop front and signage
We are experienced in all aspects of new and used vehicle finance. We can help you upgrade your existing vehicle, buy an additional car or a fleet for your business and we can provide a finance package, incorporating balloon payments or refinancing, whatever your circumstances require.
Vehicle finance can be used for:
- Change of existing vehicle
- Buying a second car
- Purchase of a classic car
Our online Patient Finance solution can be incorporated into your business or practice. It offers your patients finance for their lenses, frames, sunglasses, contact lenses or specialist sportswear at a monthly cost they can afford. The application is quick and easy to use with instant decisions allowing your patient to purchase the eyewear of their choice.
Benefits to your business include:
- Fast payments – 72 hours following fulfilment
- Flexible terms – Loans from £250 - £60,260 and terms 6-60 months
- Market leading acceptance rate – using our advanced scorecard
- Full finance solution – business and personal finance facilities
- Unique account management – face-to-face meetings to drive performance
- Scheduled reports – delivered daily, straight to your inbox
- Unique data analysis and client profiling – deep-dive data insight using advanced tools
- Access to subject matter experts – analytics, marketing and compliance experts to call on