Dental

Dental practice financing

We offer tailor-made tax efficient solutions from our range of dental loans, leasing and hire purchase finance products. Our team of specialists understand the financial challenges you face within the dental sector.

Dental finance designed to help you succeed

Our dental finance solutions provide bespoke dental loans designed to assist with a variety of requirements, ranging from an associate looking to start up a new business or enabling established businesses to upgrade their equipment, to providing loans for the payment of a tax bill.
 
A speedy response from our in-house underwriters plus our ability to deal directly with multiple suppliers on your behalf allows you to concentrate on your day to day business.
 
Our online patient finance Fast Track facility provides your practice with an enhanced service which you can offer to your patients, available 24/7 with an instant decision, it can also assist with business cash flow. 

Why use Braemar for dental finance?

Dental finance agreement types

Our range of leasing, hire purchase and loan products allow for fixed monthly repayments enabling you to budget with confidence whilst enhancing your cash flow.

  • Hire purchase
  • Leasing
  • Tax loans
  • Personal loans
  • Consolidation loans
  • Practice loans

Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

  • Expenditure may be allowable against taxable profit within your Annual Investment Allowance in the year of purchase to the sum of £200,000
  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation - existing funds can be used elsewhere
  • Interest charges can be offset against profits for taxation
  • Outright ownership on completion of the agreement

If you want to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation - existing funds can be used elsewhere
  • No upfront deposits required
  • Protection of existing credit lines, making any further borrowing easier
  • Fixed payments - tailored to suit your individual circumstances
  • Tax efficient - repayments may be offset against taxable profit
  • Up to date equipment - be ahead of your competitors

Tax loans permit you to spread the cost of your tax demand into affordable monthly payments.

Benefits of a tax loan:

  • Control of cash flow
  • Fixed monthly payments
  • Flexible repayment terms
  • Free CHAPS transfer
  • Protects existing bank facilities
  • Quick and simple to arrange
  • HMRC receives funds on time

 

A personal loan is a form of borrowing that can be used for virtually any purpose which is both easy and convenient and allows you greater flexibility.

Personal loans can be used for purposes such as:

  • Tax bill funding
  • School fees
  • Home improvements
  • Weddings
  • Holidays

If you have a number of existing agreements, credit card balances and other regular finance overheads, a consolidation loan may be the way forward.

Benefits of consolidation and refinancing:

  • Combines finance commitments
  • One monthly payment
  • Over a term to suit
  • Simplifies cash flow
  • Improved budget control

 

When buying into or starting up a new business, you may need to borrow funds to support the purchase or invest in renovation.

Dental practice loans can be used for:

  • Acquisition finance
  • Refurbishment projects
  • Capital injection / release
  • Buy in / buy outs

 

Dental finance products

  • Equipment finance
  • IT finance
  • Patient finance: Fast Track
  • Vehicle finance

Specialist equipment is vital to the functionality of the dental profession. Our dental equipment finance enables us to offer funding for a wide range of equipment such as X-Rays, scanners, imaging units to IT and office systems, as well as provide funding for a total refurbishment.
 
We can also deal directly with suppliers on your behalf, allowing you to concentrate on your daily business. We fund equipment such as:

  • Treatment centres
  • Cabinetry or practice furniture
  • Loupes and handpiece systems
  • Imaging units
  • CAD/CAM systems
  • Compressors and articulators
  • Decontamination equipment
  • Digital X-Rays
  • Sterilising units

Our IT finance solutions can accommodate your need to update your IT systems to the latest technology allowing you to have the most up to date equipment available. All related costs can be combined under one agreement, offering easier management of your cash flow.
 
IT finance can be used for items such as:

  • Updating hardware / software
  • New monitors, keyboards and mice
  • Scanners / photocopying machines
  • Tablets and iPads
  • Operating licences and renewals
  • IT system installation
  • Training
  • Maintenance

Fast Track is our online patient finance solution which can be incorporated into your dental practice. It offers your patients funding options for their procedure or treatment plan at a monthly cost they can afford. The online application is quick and easy to use with instant decisions allowing your patient to make a follow up appointment immediately.
 
Benefits to your business include:

  • Choice of interest free finance and interest bearing
  • Available 24/7
  • Patients offered manageable monthly payments
  • Enhanced service for your patients
  • Improves cash flow
  • Quick and simple to apply
  • Unforeseen expense becomes affordable
  • Your business receives payment at the start of the treatment

Click here for more information on Fast Track, our patient finance product

View our step by step guide to incorporating Fast Track patient finance into your business

We have a wealth of experience in all aspects of new and used vehicle finance. We can help you upgrade your existing vehicle or buy an additional car incorporating balloon payments or refinancing, whatever your circumstances require. 
 
Vehicle finance can be used for:

  • Buying a second car
  • Change of existing vehicle
  • Purchase of a classic car

Dental finance client testimonials

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