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      Personal loans for doctors
      and medical professionals


      We offer unsecured Personal Loans for medical professionals, which, can
      be used for virtually any non-business purpose, including home improvements,
      weddings, school fees and car purchases. We also offer business loans for both
      new and established practices.

      Braemar finance loans start from £5,000.


       

       

       



      Why choose Braemar Finance?


      Various options

      We offer a range of flexible funding options that can help provide flexibility, convenience, and financial stability. These options include Hire Purchase, Refinance, Leasing, Business Loans, Tax Loans and Consolidation Loans.

      Finance experts

      With almost 30 years' experience in asset finance and having won various awards, our dedicated experts have extensive knowledge and experience to confidently support you and your business.

      A range of funding

      We offer Personal Loans for debt consolidation, home improvements, home renovations, car purchases and repairs, medical bills, dental bills, school fees, funeral expenses, legal fees, moving costs and much more.

      Tailored finance

      We offer a range of flexible funding options enabling you to purchase assets and grow your business. These options include personal loans that can be used for virtually any non-business purpose.



      NHS clawbacks


      Our specialist healthcare finance solutions are designed to help medical professionals manage clawback liabilities into manageable monthly costs, protecting your working capital and give your practice the breathing space it needs to stay focused on patient care.


      NHS clawbacks typically arise when a practice is deemed not to have met the activity or performance requirements set out in its NHS contract, most commonly through under‑delivery of UDAs in dentistry or failure to achieve targets linked to QOF or locally commissioned services in general practice.


      Workforce shortages, recruitment challenges, sickness, or unexpected staff departures can limit capacity and contribute to shortfalls, as can missed appointments or reduced patient demand. Clawbacks may also result from administrative or reporting errors, changes to contracts, or retrospective reviews by the NHS. 




       



      What we can fund


      You may need finance for various personal reasons

      It could be to fund further education and training; to make home improvements or even pay for weddings and school fees. Our Personal Loans can be used for virtually any non-business purpose.

      Does your practice need a makeover?

      We know that expanding your practice, fits outs and general refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.

      Personal Tax Loans designed to fit your budget

      Our Tax Loan solutions are suitable for individuals and businesses who have tax liabilities due and want to spread the cost over a set period. We can fund personal tax, corporation tax, capital gains, crossover tax and inheritance tax.

      Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.

      Whether you’re purchasing your first practice or adding to your portfolio, we offer tailored finance solutions designed to support the growth and development of your business

      Our Business Loans can support various needs, such as buying into or starting a new practice. We also offer a low start facility which bases repayments on expected income, giving time to build cash flow.

      • Personal finances

        You may need finance for various personal reasons

        It could be to fund further education and training; to make home improvements or even pay for weddings and school fees. Our Personal Loans can be used for virtually any non-business purpose.

      • Fit Outs, refurbishments and practice expansion

        Does your practice need a makeover?

        We know that expanding your practice, fits outs and general refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.

      • Tax funding

        Personal Tax Loans designed to fit your budget

        Our Tax Loan solutions are suitable for individuals and businesses who have tax liabilities due and want to spread the cost over a set period. We can fund personal tax, corporation tax, capital gains, crossover tax and inheritance tax.

      • Vehicles

        Financing a vehicle may also offer tax benefits because the cost of the vehicle and its maintenance can be written off as a business expense.

      • New Business

        Whether you’re purchasing your first practice or adding to your portfolio, we offer tailored finance solutions designed to support the growth and development of your business

        Our Business Loans can support various needs, such as buying into or starting a new practice. We also offer a low start facility which bases repayments on expected income, giving time to build cash flow.

      Find out how we can help you

      What our clients say

      Their approval processes are swift and not excessive plus the service provided by the Area Team is always extremely efficient and friendly.
      We have used Braemar Finance several times over the past 2 to 3 years for tax funding and cash flow loans.
      Dr Harrison
      Howden Medical Centre
      92%
      of customers are happy with the overall service they receive from us
      8/10
      customers would recommend us
      97%
      of customers say we are easy to deal with



      Our step-by-step process


      Fill out our short online form

      To find out how we can support you and your business, please complete our online form. It only takes a few minutes.

      Speak with our finance experts

      Our dedicated finance specialists will contact you to discuss your needs and provide more information about our products and services.

      Meet your account manager

      We will pair you with an account manager who will provide personalised support either in-person or via virtual meetings to suit your schedule.

      Receive a tailor-made finance plan

      Based on your conversations with your account manager, we will develop a flexible repayment plan that matches your payment schedule with your seasonal income.

      Speak to our industry
      experts for more information

      Upcoming events and client success stories

      BDCDS 2026

      15 MAY 2026 - 16 MAY 2026

      British Dental Conference & Dentistry Show 2026

      15 MAY 2026 - 16 MAY 2026

      The Pharmacy Show 2026

      11 OCT 2026 - 12 OCT 2026

      Dental Q&A with Earl Kirosingh

      BLOG
      27 Feb 2025

      Thinking of starting a new dental practice?

      BLOG
      07 Jan 2025

      Seven reasons why Pharmacists are essential

      BLOG
      15 Aug 2024



      Personal loans designed for medical professionals



      If you’re a doctor or healthcare professional looking for a reliable way to manage a significant personal expense, our finance for doctors solutions offer the flexibility and support you need.


      Whether you’re planning a major life event, funding further education, or consolidating existing debt, our personal loans from £5,000 can be used for virtually any non-business purpose.


      We pride ourselves on delivering a high-quality, personalised service with repayment plans designed around your lifestyle and financial goals. With transparent terms and a dedicated team to guide you, you can borrow with confidence and clarity.




       



      Tax Loans


      Managing tax liabilities can be challenging, especially when unexpected bills arise. Our tax loan solutions are designed to help dental professionals stay in control of their finances by spreading the cost of personal or business tax bills including corporation tax, capital gains, and inheritance tax into manageable monthly repayments.


      With options like dental practice loans, business loans, and dental asset finance, we tailor funding to suit your circumstances, ensuring timely payments to HMRC and helping you avoid late penalties. Benefits include fixed monthly payments for easier budgeting, flexible repayment terms, and fast access to funds via Faster Payments.


      Whether you're starting a new practice, expanding your portfolio, or simply looking to ease cash flow pressure, dental equipment financing and dental leasing combined with tax loan support can help you invest confidently in your future.





       

      Still got questions?

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      Medical Personal Loans