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      Flexible business loans
      for growing dental practices



      Business Loans for UK dental practices looking to fund equipment, machinery, or refurbishments
      without paying the full cost upfront.

      Our services support both new and established businesses, offering options such as
      Hire Purchase, Refinance, Leasing, Business Loans and Personal Loans for dentists.

      Braemar Finance loans start from £5,000.






       



      Why choose Braemar Finance?


      Various options

      We offer a range of flexible funding options enabling you to purchase assets and grow your business. These options include Hire Purchase, Refinance, Leasing, Business Loans, Tax Loans and Consolidation Loans.

      Finance experts

      With over 30 years' experience in finance and having won various awards, our dedicated team has extensive knowledge and experience to confidently support you and your business.

      A range of funding

      We fund dental chairs, x-ray machinery, ct scanners, cbct scanners, handpieces, imaging devices, sterilisation equipment, dental practice refurbishment or improvements, man more machinery and equipment.

      Tailored finance

      Agreements are customised and tailored to meet your specific demands, meaning you can make larger repayments when your income is strong and smaller repayments during quieter times.



      What we can fund:


      Owning a dental practice is both rewarding and challenging

      Whether you are a first-time buyer or expanding your portfolio, we can offer finance options to suit you.


      Our business and practice Loans can be used for various purposes, including buying into or starting up a new dental business. Plus, with our low start facility, we can tailor repayments based on expected income levels, allowing you the time to build up cash flow.

      We offer finance for vehicles

      Dentists might need finance for vehicles for several reasons including commuting, transporting equipment, and maintaining a professional image. Financing a vehicle may also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense. 

      In today’s competitive landscape driven by customer demand, having the right equipment is essential for your dental practice

      But what if you lack the upfront capital? The go-to finance option is Hire Purchase because it means you can pay over a period that suits you. You also qualify for tax benefits and own the equipment outright once payments are complete. 

      Is your dental practice in need of a makeover?

      We know refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.

      Tax bills can weigh heavily on dental practices

      We offer Tax Loans to help manage cash flow effectively. The monthly repayments can be tailored to suit your individual circumstances.

      Dentists may need finance for various personal reasons

      We offer funding for further education and training to ensure you stay updated with the latest dental practices and techniques.


      Our Personal Loans can also be used to fund home improvements, weddings or school fees – in fact, for virtually any non-business purpose.

      • Starting a new dental practice

        Whether you are a first-time buyer or expanding your portfolio, we can offer finance options to suit you.


        Our business and practice Loans can be used for various purposes, including buying into or starting up a new dental business. Plus, with our low start facility, we can tailor repayments based on expected income levels, allowing you the time to build up cash flow.

      • Vehicles

        Dentists might need finance for vehicles for several reasons including commuting, transporting equipment, and maintaining a professional image. Financing a vehicle may also offer tax benefits, as the cost of the vehicle and its maintenance can be written off as a business expense. 

      • Dental equipment

        But what if you lack the upfront capital? The go-to finance option is Hire Purchase because it means you can pay over a period that suits you. You also qualify for tax benefits and own the equipment outright once payments are complete. 

      • Refurbishment and improvements

        We know refurbishments can be costly, but a lack of capital shouldn’t hold you back. Our finance products will allow you to borrow the money you need for the improvements and simply pay it back over time.

      • Tax liabilities

        We offer Tax Loans to help manage cash flow effectively. The monthly repayments can be tailored to suit your individual circumstances.

      • Personal finances

        We offer funding for further education and training to ensure you stay updated with the latest dental practices and techniques.


        Our Personal Loans can also be used to fund home improvements, weddings or school fees – in fact, for virtually any non-business purpose.

      Find out how we can help
      your dental business

      What our clients say

      The team act quickly and professionally. They advise well, listen and understand our needs and the nuances involved in business which ensures we reach the right outcome to suit our organisation
      The team from Braemar finance is always ready to help. I can discuss my finance at any time, very professional and helpful
      Great service and communication
      Braemar Finance not only made this transition possible but also seamless. I’m grateful for their support and commitment to my business’s future.
      We’ve used Braemar Finance for 20 years for all our finance needs and they have been instrumental in supporting our growth. The team always offers a frictionless experience; they are easy to deal with and funding decisions are very quick.
      92%
      of customers are happy with the overall service they receive from us
      8/10
      customers would recommend us
      97%
      of customers say we are easy to deal with


      Our step-by-step process


      Fill out our short online form

      To find out how we can support you and your business, please complete our online form. It only takes a few minutes.

      Speak with our finance experts

      Our dedicated dental finance specialists will contact you to discuss your needs and provide more information about our products and services.

      Meet your local manager

      We will pair you with an account manager who will provide personalised support either in-person or via virtual meetings to suit your schedule.

      Receive a tailor-made finance plan

      Based on your conversations with your account manager, we will develop a flexible repayment plan that matches your payment schedule with your seasonal income.

      Speak to our industry
      experts for more information

      Upcoming events and client success stories

      BDIA 2026

      13 MAR 2026 - 14 MAR 2026

      BDCDS 2026

      15 MAY 2026 - 16 MAY 2026

      British Dental Conference & Dentistry Show 2026

      15 MAY 2026 - 16 MAY 2026

      Building a Specialist Dental Practice: A Journey with Braemar Finance

      CASE STUDIES
      26 Jan 2026

      Dental Q&A with Earl Kirosingh

      BLOG
      27 Feb 2025

      Thinking of starting a new dental practice?

      BLOG
      07 Jan 2025



      BDIA Affiliate Member


      BDIA stands for British Dental Industry Association. As an affiliate member of BDIA we benefit from exclusive access to statistics, research and surveys commissioned by the BDIA.


      They retain the expertise of external consultants to provide advice to members on technical, standards and regulatory issues. 





       




      Supporting your dental practice growth



      Whether you're planning to open a new dental practice, expand your existing portfolio, or invest in the latest equipment and technology, our tailored finance solutions are designed to support your ambitions.


      We offer a wide range of funding options including dental practice loans, business loans, dental leasing, dental equipment financing, and dental asset finance, which are all customised to meet the unique needs of dental professionals. These solutions can help you manage cash flow, preserve working capital, and spread the cost of essential investments over time.


      From refurbishing your surgery to upgrading machinery or launching a new clinic, our finance options give you the flexibility to grow your business without compromise. Our dental finance experts provide agreement plans which aim to make it easier for dentists to focus on delivering outstanding patient care while building a thriving practice.




       





      Tax Loans


      Managing tax liabilities can be challenging, especially when unexpected bills arise. Our tax loan solutions are designed to help dental professionals stay in control of their finances by spreading the cost of personal or business tax bills including corporation tax, capital gains, and inheritance tax into manageable monthly repayments.


      With options like dental practice loans, business loans, and dental asset finance, we tailor funding to suit your circumstances, ensuring timely payments to HMRC and helping you avoid late penalties. Benefits include fixed monthly payments for easier budgeting, flexible repayment terms, and fast access to funds via Faster Payments.


      Whether you're starting a new practice, expanding your portfolio, or simply looking to ease cash flow pressure, dental equipment financing and dental leasing combined with tax loan support can help you invest confidently in your future.



       

      Still got questions?

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