Republic of Ireland

Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

• Easier cash flow budgeting as repayments are fixed
• Capital preservation - existing funds can be used elsewhere
• Interest charges may be offset against profits for taxation
• Outright ownership on completion of the agreement

If you want to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

• Easier cash flow budgeting as repayments are fixed
• Capital preservation - existing funds can be used elsewhere
• No upfront deposits required
• Protection of existing credit lines, making any further borrowing easier
• Fixed payments - tailored to suit your individual circumstances
• Tax efficient - repayments may be offset against taxable profit
• Up to date equipment - be ahead of your competitors

A business or practice loan injects cash into your business when you need it. This non-secured loan product can be used for a variety of purposes such as buying into or starting up a new business, a renovation, or simply to cover multiple overheads.

Business or practice loans can be used for items such as:

• Aged-debt funding
• Business vehicles
• Buy in / buy out
• Cash flow
• Equipment
• Insurances and training
• IT & Office solutions 
• Refurbishments
• Security systems
• Website development