Legal finance

We provide tailor-made loans specifically for solicitors, lawyers, barristers and judges. Our team of specialists understand the financial challenges you face within the legal sector.

Legal finance designed to help your business succeed

Our legal finance solutions are designed for all areas of the profession from sole practitioners to large multi partner firms, whether you are looking to grow your practice or simply inject cash into your business.
We understand the financial pressures that arise within your profession. We recognise the need to protect your assets and plan for the future ensuring that your cash flow is healthy whilst safeguarding any existing credit lines.

Why use Braemar for legal finance?

Legal finance agreement types

Our range of leasing, hire purchase and loan products allow for fixed monthly repayments enabling you to budget with confidence whilst enhancing your cash flow.

  • Hire purchase
  • Leasing
  • Business loans
  • Tax loans
  • Personal loans
  • Consolidation loans
  • VAT loans

Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

  • Expenditure may be allowable against taxable profit within your Annual Investment Allowance in the year of purchase to the sum of £200,000
  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation - existing funds can be used elsewhere
  • Interest charges can be offset against profits for taxation
  • Outright ownership on completion of the agreement

If you want to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

  • Easier cash flow budgeting as repayments are fixed
  • Capital preservation - existing funds can be used elsewhere
  • No upfront deposits required
  • Protection of existing credit lines, making any further borrowing easier
  • Fixed payments - tailored to suit your individual circumstances
  • Tax efficient - repayments may be offset against taxable profit
  • Up to date equipment - be ahead of your competitors

When buying into or starting up a new business, you may need to borrow funds to support the purchase or invest in renovation.
Business loans can be used for:

  • Case acquisition finance
  • Refurbishment projects
  • Capital injection / release
  • Buy in / buy outs
  • Aged-debt and Block fees
  • Disbursements
  • Equity
  • Practising certificates
  • PII Premiums
  • Chambers refurbishment

Tax loans permit you to spread the cost of your tax demand into affordable monthly payments.

Benefits of a tax loan:

  • Control of cash flow
  • Fixed monthly payments
  • Flexible repayment terms
  • Free CHAPS transfer
  • Protects existing bank facilities
  • Quick and simple to arrange
  • HMRC receive payment on time


A personal loan is a form of borrowing that can be used for virtually any purpose which is both easy and convenient and allows you greater flexibility.

Personal loans can be used for purposes such as:

  • Tax bill funding
  • School fees
  • Home improvements
  • Weddings
  • Holidays

If you have a number of existing agreements, credit card balances and other regular finance overheads, a consolidation loan may be the way forward.

Benefits of consolidation and refinancing:

  • Combines finance commitments
  • One monthly payment
  • Over a term to suit
  • Simplifies cash flow
  • Improved budget control


VAT loans allow you to spread the cost of your tax liability into affordable monthly payments.

Benefits of a VAT loan:

  • Take the pressure off working capital
  • Smooth cash flow peaks and troughs
  • Fixed monthly payments
  • Quick and simple to arrange
  • Can be paid directly to HMRC

Legal finance products

  • IT finance
  • Vehicle finance

Our IT finance solutions ensure that the applicable tax advantages are taken into consideration when looking at the funding you require. All related costs can be combined under one agreement, offering easier management of your cash flow.
IT finance can be used for:

  • Updating hardware / software
  • New monitors, keyboards and mice
  • Scanners / photocopying machine
  • Tablets and iPads
  • Operating licences and renewals
  • IT system installation
  • Training
  • Maintenance

We are experienced in all aspects of new and used vehicle finance. We can help you upgrade your existing vehicle, buy an additional car or a fleet for your business and we can provide a finance package, incorporating balloon payments or refinancing, whatever your circumstances require. 
Vehicle finance can be used for:

  • Buying a second car
  • Change of existing vehicle
  • Purchase of a classic car
  • Purchase of a fleet of vehicles

Legal finance client testimonials

Awarded Top Professions Funder at the Leasing World Awards 2018

LeasingWorld 2018 winner

Website designed and built by Coherence