VAT Loans

VAT loans

We offer tailored funding facilities to be used for VAT liabilities for professional businesses. 

Short term finance solution 

Cash flow is an essential part of any business, however periodically managing large expenditures while still managing supplier overheads can at times be difficult. This is when a short term finance solution can aid your cash flow ensuring that your business does not have to go through a cash flow drought.

Our VAT loan (can be referred to as VAT funding or VAT bill funding) will allow you to utilise your working capital in other significant business areas.

VAT liabilities can be spread over 3 – 12 months. When your VAT demand is due each quarter our unsecured VAT loan spreads the cost into manageable payments and simple to apply for.

VAT loan

How does a VAT loan work?

  • Let us know how much your VAT liability is
  • We will inform you of the payments over a 3 month period
  • Draw down each quarter can be arranged
  • Continue as long as you need the finance

What are the benefits of using a VAT loan?

  • Takes the pressure off cash reserves 
  • Retain working capital for other business areas
  • Smooths cash flow peaks and troughs 
  • Fixed monthly repayments
  • Competitive rates
  • Quick and simple to arrange
  • Can be paid directly to HMRC

How to apply for a VAT loan

Simply tell us how much you wish to borrow and the term you prefer. No deposit is required and the loan will be tailored to suit you with fixed payments over an agreed term.

A credit search will be carried out on each partner or director, once the search is complete and we have all the relevant information the VAT loan will be made available. Finance approval is subject to status and terms and conditions apply.

With our in-house specialist underwriters providing quick decisions the funds can be paid by faster payment directly to HMRC within an agreed time.

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