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General FAQs

    Is it safe to apply on line? Will my details be secure?

    Yes. It is extremely safe to apply on-line. Your personal information is encrypted before transmission to ensure it cannot be viewed by any unauthorised third party. The finance gateway uses proven techniques to ensure the security and integrity of sensitive data. Ensuring that both the consumer and the business can have confidence that nobody can impersonate you to obtain confidential information. Data storage on systems and communication is regularly audited to the highest standards to ensure a secure transaction environment. This includes specific regular third-party testing for vulnerabilities and reviews of application security and access control procedures.

    What personal information do you need?

    We require personal details like your name, address, phone numbers and income. Plus your bank account and credit or debit card details. We need this information so we can be sure who’s applying in order for us to perform a credit check. To give yourself the best chance of approval, you should always ensure the information you give us is accurate and honest. For full details about the collection and potential uses of your personal details please refer to the Braemar Privacy Policy.

    Do I have to provide ID?

    Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the Braemar Finance will be in contact with you. Should you need to provide ID you will be notified via email.

    Is the application confidential?

    Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.