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Republic of Ireland

Braemar Finance offer asset finance solutions to the professions within the republic.

About us

Braemar Finance is an established direct provider of finance to the professions, offering a range of flexible funding options designed to help your business succeed. Our finance solutions are available to the accountancy, dental, funeral, legal, medical, optical, pharmacy and veterinary sectors within the Republic of Ireland. We specialise in providing equipment finance, IT and office solutions, shopfitting and business vehicles.

We work alongside multiple suppliers allowing you to concentrate on your daily business. With quick decisions from our in-house underwriters our finance solutions are designed to make any purchase as easy as possible.

Joe Biesty

Area manager, Joe Biesty has extensive experience in the finance sector and specialises in offering asset finance to the professions. Joe lives in Roscommon Town with his wife and three children.

A keen sportsman, his interests include GAA, rugby and soccer. In his spare time he assists his local GAA club to coach junior teams.

Finance agreement types

Our range of leasing, hire purchase and loan products allow for fixed monthly repayments enabling you to budget with confidence whilst enhancing your cash flow.

    Hire Purchase

    Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • Interest charges may be offset against profits for taxation
    • Outright ownership on completion of the agreement

    Leasing

    Leasing allows you to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • No upfront deposits required
    • Protection of existing credit lines, making any further borrowing easier
    • Fixed payments - tailored to suit your individual circumstances
    • Tax efficient - repayments may be offset against taxable profit
    • Up to date equipment - be ahead of your competitors

    Business loans

    A business or practice loan injects cash into your business when you need it. This non-secured loan product can be used for a variety of purposes such as buying into or starting up a new business, a renovation, or simply to cover multiple overheads.

    Business or practice loans can be used for items such as:

    • Aged-debt funding
    • Business vehicles
    • Buy in / buy out
    • Cash flow
    • Equipment
    • Insurances and training
    • IT & Office solutions
    • Refurbishments
    • Security systems
    • Website development

    Credit Application Process

    This leaflet provides information on our credit application process to ensure you have all the necessary information prior to deciding whether to proceed with your credit application with us.

    It is important that you consider the information contained in this leaflet in conjunction with any documentation you may have been provided as part of our credit application process.

    Download our Credit Application Process booklet.

    Download

    Tariff of charges for business customers

    We want to make sure that you are aware of any additional costs that may be incurred during the life of your agreement with us.

    If you have any queries regarding your circumstances please talk to your local Braemar Finance office.

    Download our Tariff of charges for business customers

    Download

    Information Booklet for SMEs in Financial Difficulty

    The Central Bank of Ireland has implemented regulations which introduce conduct of business rules for regulated firms providing credit to small and medium enterprises (SME).

    This booklet sets out the Braemar Finance procedure for dealing with SME customers in financial difficulty and aims to give you information on the support that we are able to provide you.

    Download our Information Booklet for Small and Medium Enterprises in Financial Difficulty below.

    Download

    If you have a complaint

    We are committed to providing products and services of the highest standard. Should you feel we’ve fallen short of this, we would like to know as your feedback is very important to us and helps improve the service for all our customers.

    Download our complaints procedure below.

    Download

    Customer testimonials

    The launch of Braemar Finance in ROI in early 2015 has been a breath of fresh air in the Irish market. Their Professionalism and level of Customer Service has been excellent.
    I look forward to dealing with Joe and the team at Braemar Finance for many years to come. I would highly recommend Braemar Finance for your funding requirements.

    William McCartney

    North Dublin Orthopaedic Animal Hospital

    Braemar Finance recently assisted me in the purchase of dental equipment for my Practice, I found them to be professional and helpful with excellent customer service during the process.

    Cecilia Devey

    Abbey Dental Practice, Clane, Co Kildare